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Checking
Open up your free, federally insured checking account with St. Paul Federal Credit Union with a minimum deposit of $15 and begin enjoying the benefits of a the wide variety of accessible accounts we offer.
Choose our standard, free checking account or one of our three dividend-bearing accounts. Details below:
St. Paul Federal Credit Union Checking Advantages
All of our checking accounts offer:
| Free VISA® ATM/Debit Card |
| Direct Deposit |
| ATMs throughout the U.S. |
| 24-hour, 7-day access using MARS (Members Audio Response System) and Internet Banking |
| Your savings are insured to at least $250,000 and backed by the full faith of the U.S. Government |
While all of our checking accounts offer the advantages listed above, there are a few differences. Choose the account that best meets your needs.
| Account Type | Description |
| Capital Checking | No minimum balance requirements. 1st box of basic checks free. Choice of check design. |
| Capital Rewards Checking | Dividend bearing account. Low $500 minimum balance requirement. 1st box of basic checks free. Choice of check design. |
| Capital Money Market Checking | Dividend bearing account. Low $1,500 minimum balance requirement. Free basic checks (2 boxes per year). |
| Capital Prime Checking (ages 55 and older only) |
No monthly fees. Dividend bearing account. No minimum balance requirements. Free basic checks (2 boxes per year). |
